Tag Archives: Money Saving

cash

12 Money-Saving Tips for College Students

cash

  1. Sign up for rewards programs – many banks offer rewards or money-back programs for using their credit cards. However, as with any credit card, be sure you’re able to pay yours off each month or you’ll negate the money-saving benefits. Also, keep your eyes open for hidden fees. Other rewards programs can be as simple as coffee cards, or the like, that give you free product after purchasing a set number of items.
  2. Take advantage of student rates – a number of companies and professional associations offer discounts for college students. For example, Amazon Student gives students six months free access to their Amazon Prime program (minus instant video streaming), and then half-price on Amazon Prime after that. Hewlett Packard and Apple offer student pricing on electronics. And Sweet Careers provides free resume and cover letter reviews for current college students and recent graduates.
  3. Buy used textbooks – many schools will offer the option to buy used text books, or may have formal or informal exchange programs between students. In some cases, you may even be able to go without buying one or two textbooks in a given class! Many instructors will reserve copies of the textbook in the library for their students, however you will probably have to read the book in the library. Some students have also had success getting books through interlibrary loan.
  4. Shop using price matching – a number of grocery and retail stores offer price-matching programs that will match the price of a product that has been advertised for less at a different store. Walmart, Target, Best Buy and J.C. Penney are a few examples. This requires some coordination on your part, but can save quite a lot of money. If you are uncertain if a store offers price-matching, make a point to ask.
  5. Consider buying generic items – whether medication, personal care products, or food, many name brands have generic equivalents that are significantly cheaper. (more…)

Read More